RESIDENTIAL MORTGAGES
Residential mortgages cover a wide range of different properties, and different property buyers.
You may be planning to buy your first home, remortgage, be self-employed or looking to purchase a new build property. We deal with many different types of mortgages and can help you to select the most suitable residential mortgage.
We deal with many different types of mortgages and can help you to select the most suitable residential mortgage. You may be:
You may be:
- A first time-buyer and therefore somebody who has never had a mortgage before
- A person who owns their own home, does not currently have a mortgage but is looking to refinanceSomebody who owns their own home and has a mortgage but is looking to refinance
- Somebody who owns their own home and has a mortgage but is looking to refinance
- A shared owner, with help from either a housing association or local authority to purchase the remaining share
- Let to buy, where you have chosen to let your existing property rather than sell when moving into a new home
Whatever your mortgage requirements, we are here to help. Please call us to discuss in more detail.
BUY TO LET MORTGAGES
Buy-To-Let mortgages are taken out by landlords who are purchasing property specifically for it to be rented out. This type of mortgage is governed in a similar way to residential mortgages, however there are some key differences which we would be happy to explain to you.
You can usually obtain a Buy-To-Let mortgage if you:Want to invest in houses or flats
- Want to invest in houses or flats
- Already own your home
- Have a good credit record
- Are of a certain age, as lenders tend to have upper age limits when considering borrowers
- Have the required income level to support it
Talk to us before taking out a Buy-To-Let mortgage and we will help you to choose the most suitable deal.